/* ---------- service template v3 ---------- */
.sm-service-template{--st-blue:#003d82;--st-dark:#0b2545;--st-tint:#f3f6fb;--st-line:#d9e1ec;--st-ink:#101828;--st-mut:#475467}

/* ===== hero ===== */
.sm-service-hero{position:relative}
.sm-service-hero::before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,rgba(0,45,105,.86) 0%,rgba(0,45,105,.74) 52%,rgba(0,45,105,.3) 78%,rgba(0,45,105,0) 94%)}
.sm-service-hero .sm-service-shell{position:relative;z-index:2}
.sm-service-hero h1{font-weight:500!important;letter-spacing:-.03em!important}
.sm-service-hero .sm-service-hero-copy p{letter-spacing:0!important}
.sm-service-hero .sm-service-hero-copy p.p{font-size:clamp(17px,1.25vw,19px)!important;line-height:1.55!important;font-weight:400!important}
.sm-service-facts{list-style:none;margin:20px 0 0!important;padding:0!important;display:flex;flex-wrap:wrap;gap:10px}
.sm-service-facts li{margin:0!important;padding:6px 12px!important;border:1px solid rgba(255,255,255,.5)!important;border-radius:999px;background:rgba(255,255,255,.1);font-size:14px!important;font-weight:600!important;text-decoration:none!important;color:#fff!important}
.sm-service-hero-actions a:first-child{background:#fff!important;color:var(--st-blue)!important}
.sm-service-hero-actions a:first-child *{color:var(--st-blue)!important}
.sm-about-hero-nav a{font-size:16px!important}

/* hero buttons wrap instead of overflowing on tablets */
.sm-service-hero-actions{flex-wrap:wrap!important;gap:12px!important}
.sm-service-hero-actions a{flex:0 0 auto!important;white-space:nowrap}
.sm-service-hero h1{margin-bottom:20px!important}
/* readable measure */
.sm-service-template .title-wrapper p.p{max-width:68ch}
.sm-service-template :is(.sm-service-caption,.sm-refined-pricing-note){max-width:80ch}

/* ===== rhythm: white / tint / dark, tighter spacing ===== */
.sm-service-template>section:not(#mainmate),.sm-service-template>div.section{padding-top:clamp(52px,5.5vw,84px)!important;padding-bottom:clamp(52px,5.5vw,84px)!important;background:#fff}
.sm-service-template [id$="-offering-sec"],.sm-service-template [id$="-process"],.sm-service-template #current-service-pricing,.sm-service-template [id$="-industry-faqs"],.sm-service-template [id$="-related-resources"]{background:var(--st-tint)!important}
.sm-service-template [id$="-keybenefit"],.sm-service-template [id$="-platform-fit"],.sm-service-template [id$="-case-studies"],.sm-service-template [id$="-timeline"],.sm-service-template [id$="-wchoosu"],.sm-service-template .final-retained-guide{background:#fff!important}
.sm-service-template [id$="-timeline"]{padding-top:0!important}
.sm-service-template .sm-editorial-cta{background:var(--st-dark)!important}

/* ===== type ===== */
.sm-service-template h2{font-size:clamp(30px,3.4vw,46px)!important;font-weight:500!important;line-height:1.1!important;letter-spacing:-.03em!important}
.sm-service-template .subheading.themecolor{font-size:14px!important;font-weight:600!important;letter-spacing:.1em!important}
.sm-service-template .title-wrapper p.p{font-size:clamp(17px,1.2vw,19px)!important;line-height:1.6!important}

/* ===== 1. benefits: soft cards, no lines ===== */
.sm-service-benefits{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px!important;margin:36px 0 0!important}
.sm-service-benefit{display:grid!important;grid-template-columns:52px minmax(0,1fr);gap:0 18px;align-items:start;padding:30px 32px!important;margin:0!important;background:var(--st-tint)!important;border:0!important;border-radius:14px!important;box-shadow:none!important}
.sm-service-benefit .sm-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#fff;border:0}
.sm-service-benefit h3{margin:2px 0 10px!important;font-size:clamp(20px,1.6vw,23px)!important;font-weight:600!important;line-height:1.25!important}
.sm-service-benefit p{margin:0!important;font-size:17px!important;line-height:1.6!important;color:var(--st-mut)!important}
@media(max-width:899px){.sm-service-benefits{grid-template-columns:1fr}.sm-service-benefit{padding:24px 22px!important;grid-template-columns:44px minmax(0,1fr);gap:0 14px}.sm-service-benefit .sm-icon{width:44px;height:44px}}

/* fit block: one dark panel, two equal answers */
.sm-service-fit-note{display:block!important;margin:28px 0 0!important;padding:clamp(28px,3.4vw,48px)!important;background:var(--st-dark)!important;border:0!important;border-radius:16px!important;box-shadow:none!important}
.sm-refined-fit-heading{padding:0 0 26px!important;background:none!important;border:0!important}
.sm-refined-fit-heading .sm-refined-eyebrow{margin:0 0 8px!important;color:#9fc1e8!important}
.sm-refined-fit-heading h3{margin:0!important;font-size:clamp(24px,2.6vw,34px)!important;font-weight:500!important;line-height:1.2!important;letter-spacing:-.02em;color:#fff!important}
.sm-refined-fit-options{display:grid!important;grid-template-columns:1fr 1fr;gap:20px!important;align-items:stretch}
.sm-refined-fit-options>div{margin:0!important;padding:28px 30px!important;border:0!important;border-radius:12px!important;box-shadow:none!important}
.sm-refined-fit-options>div:first-child{background:#fff!important}
.sm-refined-fit-options>div:last-child{background:rgba(255,255,255,.09)!important}
.sm-refined-fit-options h4{display:flex;align-items:center;gap:12px;margin:0 0 12px!important;font-size:20px!important;font-weight:650!important;line-height:1.25!important}
.sm-refined-fit-options h4::before{content:"";flex:none;width:28px;height:28px;border-radius:50%;background:var(--st-blue) center/14px no-repeat;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E")}
.sm-refined-fit-options>div:last-child h4::before{background-color:rgba(255,255,255,.18);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E")}
.sm-refined-fit-options>div:first-child h4{color:var(--st-ink)!important}
.sm-refined-fit-options>div:last-child h4{color:#fff!important}
.sm-refined-fit-options p{margin:0!important;font-size:17px!important;line-height:1.6!important}
.sm-refined-fit-options>div:first-child p{color:var(--st-mut)!important}
.sm-refined-fit-options>div:last-child p{color:#dbe8f6!important}
@media(max-width:899px){.sm-refined-fit-options{grid-template-columns:1fr}.sm-refined-fit-options>div{padding:22px 22px!important}}

/* v11 smooth: deliver explorer, same pattern as the home page services list */
.svc-x{display:none}
.svc-x-conn{display:none}
@media(min-width:1200px){
  .sm-service-template [id$="-offering-sec"].has-x{overflow:visible!important;overflow-x:clip!important}
  .sm-service-template [id$="-offering-sec"].has-x .sm-service-disclosures{display:none}
  .sm-service-template [id$="-offering-sec"].has-x .svc-x{display:block;position:relative;margin-top:36px}
  .svc-x.is-pinned{height:var(--svc-track,auto)}
  .svc-x-stage{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:40px;align-items:start}
  .svc-x.is-pinned .svc-x-stage{position:sticky;top:var(--svc-top,140px)}
  .svc-x-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--st-line)}
  .svc-x-list li{margin:0;padding:0;border-bottom:1px solid var(--st-line)}
  .svc-x-tab{display:grid;grid-template-columns:42px minmax(0,1fr);gap:16px;align-items:start;width:100%;padding:18px 20px;border:0;background:transparent;color:var(--st-ink);font:inherit;text-align:left;cursor:pointer;transition:background-color .2s,box-shadow .2s}
  .svc-x-tab .sm-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#fff;border:1px solid var(--st-line)}
  .svc-x-name{display:block;font-size:20px;font-weight:600;line-height:1.3;transition:color .2s}
  .svc-x-desc{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;margin-top:6px;font-size:16px;line-height:1.5;color:var(--st-mut)}
  .svc-x-tab{border-radius:12px}
  .svc-x-tab:hover{background:#f5f8fc;box-shadow:inset 0 0 0 2px rgba(0,61,130,.35)}
  .svc-x-tab[aria-selected="true"],.svc-x-tab[aria-selected="true"]:hover{background:#eef4fb;box-shadow:inset 0 0 0 2px var(--st-blue)}
  .svc-x-list li:has([aria-selected="true"]),.svc-x-list li:has(+li [aria-selected="true"]),.svc-x-list li:has(.svc-x-tab:hover),.svc-x-list li:has(+li .svc-x-tab:hover){border-bottom-color:transparent}
  .svc-x-stage{position:relative}
  .svc-x-conn{display:block;position:absolute;left:0;top:0;width:100%;height:100%;overflow:visible;pointer-events:none;z-index:3}
  .svc-x-conn path{fill:none;stroke:var(--st-blue);stroke-width:2.5;stroke-linecap:round}
  .svc-x-conn circle{fill:#fff;stroke:var(--st-blue);stroke-width:3}
  .svc-x-tab[aria-selected="true"] .svc-x-name{color:var(--st-blue)}
  .svc-x-tab:focus-visible{outline:3px solid var(--st-blue);outline-offset:-3px}
  .svc-x-cards{display:grid}
  .svc-x-card{grid-area:1/1;position:relative;z-index:0;background:#fff;border:2px solid var(--st-blue);border-radius:12px;overflow:hidden;opacity:0;visibility:hidden;transition:opacity .14s ease,visibility 0s linear .14s}  /* v12 dwell */
  .svc-x-card.was-active{z-index:1;opacity:1;visibility:visible;transition:none}
  .svc-x-card.is-active{z-index:2;opacity:1;visibility:visible;transition:opacity .14s ease}
  .svc-x-head{display:flex;align-items:center;gap:16px;min-height:76px;padding:0 28px;background:var(--st-blue)}
  .svc-x-vicon{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#fff}
  .svc-x-vicon img{width:30px;height:30px}
  .svc-x-vgroup{font-size:16px;font-weight:600;color:#fff}
  .svc-x-count{margin-left:auto;font-size:14px;font-weight:650;color:#cfe0f2}
  .svc-x-body{padding:22px 28px 26px}
  .svc-x-body h3{margin:0 0 14px!important;font-size:28px!important;font-weight:600!important;line-height:1.2!important;letter-spacing:-.01em}
  .svc-x-body p{margin:0 0 14px!important;font-size:17px!important;line-height:1.65!important;color:#344054!important}
  .svc-x-body p:last-child{margin-bottom:0!important}
}
@media(prefers-reduced-motion:reduce){.svc-x-card,.svc-x-card.is-active,.svc-x-tab,.svc-x-name{transition:none!important}}
.sm-disclosure{border-radius:12px!important;box-shadow:none!important}

/* v14 short: laptop-height windows (up to 760px tall) get a compact explorer so it still pins and steps */
@media(min-width:1200px) and (max-height:760px){
  .svc-x-tab{padding:12px 18px;gap:14px}
  .svc-x-tab .sm-icon{width:38px;height:38px}
  .svc-x-name{font-size:18px}
  .svc-x-desc{-webkit-line-clamp:1;margin-top:2px;font-size:15px}
  .svc-x-head{min-height:60px;padding:0 24px}
  .svc-x-vicon{width:44px;height:44px}
  .svc-x-vicon img{width:26px;height:26px}
  .svc-x-body{padding:16px 24px 20px}
  .svc-x-body h3{margin-bottom:10px!important;font-size:24px!important}
  .svc-x-body p{margin-bottom:10px!important;font-size:16px!important;line-height:1.55!important}
}

/* v15 tight: windows up to 640px tall */
@media(min-width:1200px) and (max-height:640px){
  .svc-x-tab{padding:9px 16px}
  .svc-x-head{min-height:52px;padding:0 20px}
  .svc-x-vicon{width:38px;height:38px}
  .svc-x-vicon img{width:22px;height:22px}
  .svc-x-body{padding:12px 22px 14px}
  .svc-x-body h3{margin-bottom:8px!important;font-size:22px!important}
  .svc-x-body p{margin-bottom:8px!important;font-size:15px!important;line-height:1.5!important}
}

/* v4 platform */
.sm-service-platform{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px!important;margin-top:36px!important}
.sm-service-platform>article{padding:34px 32px!important;border:1px solid var(--st-line)!important;border-radius:16px!important;background:#fff!important;box-shadow:none!important}
.sm-service-platform .sm-icon{display:grid;place-items:center;width:56px;height:56px;margin-bottom:20px;border-radius:50%;background:var(--st-tint)}
.sm-service-platform h3{margin:0 0 12px!important;font-size:clamp(21px,1.7vw,25px)!important;font-weight:600!important}
.sm-service-platform p{margin:0!important;font-size:17px!important;line-height:1.65!important;color:var(--st-mut)!important}
@media(max-width:1199px){.sm-service-platform{grid-template-columns:1fr}.sm-service-platform>article{padding:26px 24px!important}}

/* ===== process journey (section library component, as on the home page) ===== */
.sm-service-template .sx-proc{overflow-x:clip;overflow-y:visible!important}
.sx-proc .sx-journey{margin-top:8px}
.sx-proc .sx-journey__body{width:100%}
.sx-proc .sx-stage{padding-bottom:20px}
.sx-proc .sx-stage h3{margin-top:0;font-size:clamp(22px,2.1vw,28px)}
.sx-proc .sx-stage p.sx-body{margin-top:8px}
.sx-proc .sx-output{margin-top:12px;padding:12px 16px}
.sx-proc .sx-output span{font-size:17px}
.sx-proc .sx-journey.is-enhanced .sx-stage{min-height:0}
.sx-proc .sx-stage__fig{display:none}
@media(min-width:1024px){.sx-proc .sx-journey.is-enhanced .sx-stage__fig{display:none}}
.sx-proc .sx-stage__n{transition:background-color .3s,color .3s,box-shadow .3s}
.sx-proc .sx-stage .sx-output{margin-top:10px}
.sx-proc .sx-stage .sx-more{margin-top:4px}
.sx-proc .sx-stage .sx-more p+p{margin-top:.8em}

/* ===== 5. relevant results: one compact dark card ===== */
.sm-service-case{display:grid!important;grid-template-columns:minmax(0,7fr) minmax(0,4fr);gap:48px;align-items:center;margin-top:32px!important;padding:clamp(28px,3.4vw,44px)!important;background:var(--st-dark)!important;border:0!important;border-radius:16px!important;box-shadow:none!important}
.sm-service-case :is(h3,p,a){color:#fff!important}
.sm-service-case .sm-service-kicker{margin:0 0 6px!important;font-size:14px!important;font-weight:600;color:#9fc1e8!important}
.sm-service-case h3{margin:0 0 12px!important;font-size:clamp(21px,1.9vw,26px)!important;font-weight:500!important;line-height:1.25!important}
.sm-service-case p{margin:0 0 10px!important;font-size:16px!important;line-height:1.6!important;color:#dbe8f6!important}
.sm-service-case .sm-service-text-link{display:inline-flex;align-items:center;min-height:44px;font-size:16px;font-weight:650;text-decoration:underline;text-underline-offset:.28em}
.sm-service-case-results{display:grid;gap:18px;padding:0 0 0 40px!important;background:none!important;border:0!important;border-left:1px solid rgba(255,255,255,.2)!important;box-shadow:none!important}
.sm-service-case-results p{margin:0!important}
.sm-service-case-results strong{display:block;font-size:clamp(32px,3.2vw,44px)!important;font-weight:500!important;line-height:1.05!important;letter-spacing:-.02em;color:#fff!important}
.sm-service-case-results span{display:block;margin-top:4px;font-size:15px;line-height:1.4;color:#cfe0f2!important}
.sm-service-case-results .sm-service-caption{margin:0!important;font-size:14px!important;line-height:1.4;color:#9fb4cf!important}
@media(max-width:999px){.sm-service-case{grid-template-columns:1fr;gap:28px}.sm-service-case-results{padding:24px 0 0!important;border-left:0!important;border-top:1px solid rgba(255,255,255,.2)!important}}

/* ===== 6. timeline: three plain columns, no lines ===== */
.sm-service-timeline{border:0!important;display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px!important;margin-top:28px!important}
.sm-service-timeline>div{padding:26px 28px!important;border:0!important;border-radius:14px!important;background:var(--st-tint)!important;box-shadow:none!important}
.sm-service-timeline h3{margin:0 0 8px!important;font-size:15px!important;font-weight:650!important;color:var(--st-mut)!important}
.sm-service-timeline strong{display:block;margin-bottom:10px;font-size:clamp(24px,2.3vw,32px);font-weight:500;line-height:1.15;letter-spacing:-.02em;color:var(--st-blue)}
.sm-service-timeline p{margin:0!important;font-size:16px!important;line-height:1.55!important;color:var(--st-mut)!important}
@media(max-width:1199px){.sm-service-timeline{grid-template-columns:1fr}}

/* ===== 7. pricing: two big cards, costs as plain text ===== */
#current-service-pricing .softothemecontent{max-width:none}
.sm-service-price-grid{display:grid!important;grid-template-columns:1fr 1fr;gap:20px!important;margin:8px 0 0!important}
.sm-service-price-grid>div{display:flex;flex-direction:column;gap:10px;padding:32px 36px!important;border-radius:14px!important;border:0!important;background:#fff!important;box-shadow:none!important}
.sm-service-price-grid>div:first-child{background:var(--st-blue)!important}
.sm-service-price-grid span{font-size:15px!important;font-weight:650;color:var(--st-mut)!important}
.sm-service-price-grid strong{font-size:clamp(32px,3.6vw,50px)!important;font-weight:500!important;line-height:1.05!important;letter-spacing:-.03em;color:var(--st-blue)!important}
.sm-service-price-grid p{margin:0!important;font-size:16px!important;line-height:1.55!important;color:var(--st-mut)!important}
.sm-service-price-grid>div:first-child :is(span,strong,p){color:#fff!important}
.sm-service-price-grid>div:first-child span{color:#cfe0f2!important}
.sm-refined-cost-heading{border:0!important;padding:0!important;margin:36px 0 12px!important;font-size:clamp(19px,1.5vw,22px)!important;font-weight:600!important}
.sm-service-running-costs{border:0!important;display:grid!important;grid-template-columns:1fr 1fr;gap:0 48px!important;margin:0!important}
.sm-service-running-costs>div{padding:10px 0 !important;border:0!important}
.sm-service-running-costs dt{margin:0 0 6px!important;font-size:17px!important;font-weight:650!important;color:var(--st-blue)!important}
.sm-service-running-costs dd{margin:0!important;font-size:16px!important;line-height:1.6!important;color:var(--st-mut)!important}
.sm-refined-pricing-note{margin:16px 0 0!important;font-size:15px!important;line-height:1.55!important;color:var(--st-mut)!important}
.sm-refined-price-cta{display:inline-flex!important;align-items:center;min-height:52px;margin-top:20px;padding:0 26px!important;border-radius:8px;background:var(--st-blue)!important;color:#fff!important;font-size:17px;font-weight:700;text-decoration:none!important}
@media(max-width:899px){.sm-service-price-grid,.sm-service-running-costs{grid-template-columns:1fr}.sm-service-price-grid>div{padding:24px 22px!important}}

/* v7 why choose: same layout as the home page (photo and globe left, collapsed accordion right) */
.sm-service-why-layout{display:block!important;position:relative;margin-top:28px}
.sm-service-why-media{position:static!important;display:block!important;width:70%;max-width:none}
.sm-service-why-media figure{width:100%!important;max-width:none!important;margin:0!important}
.sm-service-why-media img:not(.sm-service-why-decoration){display:block;width:100%!important;height:auto!important;border-radius:16px;box-shadow:0 18px 40px -22px rgba(16,24,40,.5)}
.sm-service-why-media .sm-service-why-decoration{position:absolute!important;top:-6px;right:3%;left:auto!important;width:150px!important;height:auto!important;opacity:.9;pointer-events:none}
.sm-service-why-layout>.sm-service-disclosures{display:block!important;width:65%;max-width:none!important;margin:24px 0 0 auto!important;padding:0!important}
.sm-service-why-layout .sm-disclosure{margin:0!important;padding:0!important;background:none!important;border:0!important;border-top:1px solid var(--st-line)!important;border-radius:0!important;box-shadow:none!important}
.sm-service-why-layout .sm-disclosure:last-child{border-bottom:1px solid var(--st-line)!important}
.sm-service-why-layout .sm-disclosure>summary{display:flex!important;flex-direction:row!important;align-items:center;gap:18px;min-height:80px;padding:0!important;cursor:pointer;list-style:none;pointer-events:auto}
.sm-service-why-layout .sm-disclosure>summary::-webkit-details-marker{display:none}
.sm-service-why-layout .sm-icon{flex:none;display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#fff;border:1px solid var(--st-line)}
.sm-service-why-layout .sm-disclosure h3{flex:1;margin:0!important;font-size:clamp(20px,1.7vw,24px)!important;font-weight:500!important;line-height:1.3!important}
.sm-service-why-layout .sm-disclosure-toggle{transform:none!important;flex:none;display:grid!important;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--st-blue);color:#fff;font-size:0!important}
.sm-service-why-layout .sm-disclosure-toggle::before{content:"+";font-size:18px;line-height:1}
.sm-service-why-layout .sm-disclosure[open] .sm-disclosure-toggle::before{content:"\2212"}
.sm-service-why-layout .sm-disclosure>summary:focus-visible{outline:3px solid var(--st-blue);outline-offset:3px}
.sm-service-why-layout .sm-disclosure-answer{padding:0 0 22px 60px!important;max-width:none!important}
.sm-service-why-layout .sm-disclosure-answer p{margin:0 0 12px!important;font-size:17px!important;line-height:1.65!important;color:var(--st-mut)!important;font-weight:400!important}
.sm-service-why-layout .sm-disclosure-answer p:last-child{margin-bottom:0!important}
@media(min-width:1000px){.sm-service-template [id$="-wchoosu"] .title-wrapper{margin-left:15%!important}}
@media(max-width:999px){
  .sm-service-why-media{width:100%}
  .sm-service-why-media .sm-service-why-decoration{display:none!important}
  .sm-service-why-layout>.sm-service-disclosures{width:100%;margin-top:20px!important}
  .sm-service-why-layout .sm-disclosure-answer{padding-left:0!important}
}

/* ===== 9. FAQ: the regular component (same as the home page): no override, white or tint ===== */

/* v4 further guidance: topic list left, answers right on wide screens; soft accordion rows on phones */
.final-retained-panels{display:grid!important;grid-template-columns:1fr!important;gap:12px!important;margin-top:32px}
.final-retained-panel{border:0!important;border-radius:14px!important;background:var(--st-tint)!important;box-shadow:none!important}
.final-retained-panel>summary{display:flex!important;align-items:center;justify-content:space-between;gap:16px;min-height:68px;padding:0 24px!important;font-size:clamp(18px,1.5vw,21px)!important;font-weight:600!important;line-height:1.3;list-style:none}
.final-retained-panel>summary::-webkit-details-marker{display:none}
.final-retained-panel>summary::after{content:"+";flex:none;font-size:28px;font-weight:400;line-height:1;color:var(--st-blue)}
.final-retained-panel[open]>summary::after{content:"\2212"}
.final-retained-panel[open]{background:#fff!important;box-shadow:inset 0 0 0 1.5px var(--st-blue)!important}
.final-retained-copy{padding:4px 24px 26px!important}
.final-retained-copy h3{margin:22px 0 8px!important;font-size:19px!important;font-weight:600!important}
.final-retained-copy p{margin:0 0 14px!important;font-size:17px!important;line-height:1.65!important;color:var(--st-mut)!important}
.final-retained-copy details.final-retained-question{margin:0 0 10px!important;padding:0 20px!important;border:0!important;border-radius:12px;background:var(--st-tint)}
.final-retained-copy details.final-retained-question>summary{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;padding:12px 0!important;font-size:17px!important;font-weight:600!important;line-height:1.35;color:var(--st-ink);cursor:pointer;list-style:none}
.final-retained-copy details.final-retained-question>summary::-webkit-details-marker{display:none}
.final-retained-copy details.final-retained-question>summary::after{content:"+";flex:none;font-size:24px;font-weight:400;line-height:1;color:var(--st-blue)}
.final-retained-copy details.final-retained-question[open]>summary::after{content:"\2212"}
.final-retained-copy details.final-retained-question>div{padding:0 0 8px!important}
.final-retained-copy details.final-retained-question>div p:last-child{margin-bottom:6px!important}
.final-retained-copy table{width:100%;margin:6px 0 4px;border-collapse:collapse;background:#fff;border-radius:12px;font-size:16px}
.final-retained-copy th,.final-retained-copy td{padding:13px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--st-line);line-height:1.5;color:var(--st-ink)}
.final-retained-copy th{font-weight:650;background:var(--st-tint)}
.final-retained-copy caption{caption-side:top;padding:0 0 10px!important;background:none!important;font-size:16px;font-weight:600;text-align:left;color:var(--st-ink)}
.final-retained-copy th,.final-retained-copy td{border-left:0!important;border-right:0!important;border-top:0!important}
.sm-service-template .final-retained-guide{background:#fff!important}
.gd-x{display:none}
@media(min-width:1200px){
  .final-retained-guide.has-gd .final-retained-panels{display:none!important}
  .final-retained-guide.has-gd .gd-x{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:28px;margin-top:36px;align-items:start}
  .gd-x-list{list-style:none;margin:0;padding:0;display:grid;gap:6px;align-content:start;position:sticky;top:130px}
  .gd-x-list li{margin:0;padding:0}
  .gd-x-tab{display:flex;align-items:center;width:100%;min-height:64px;padding:12px 20px;border:0;border-radius:12px;background:transparent;color:var(--st-ink);font:inherit;font-size:18px;font-weight:500;line-height:1.35;text-align:left;cursor:pointer;transition:background-color .2s,color .2s}
  .gd-x-tab:hover{background:var(--st-tint)}
  .gd-x-tab[aria-selected="true"]{background:var(--st-tint);color:var(--st-blue);font-weight:650}
  .gd-x-tab:focus-visible{outline:3px solid var(--st-blue);outline-offset:-3px}
  .gd-x-pane{padding:36px 40px 30px;background:var(--st-tint);border-radius:16px;animation:svc-in .25s ease-out}
  .gd-x-pane>h3{margin:0 0 18px!important;font-size:clamp(24px,2.1vw,30px)!important;font-weight:500!important;letter-spacing:-.02em;line-height:1.2!important}
  .gd-x-pane .final-retained-copy{padding:0!important}
  .gd-x-pane .final-retained-copy details.final-retained-question{background:#fff}
  .gd-x-pane .final-retained-copy>h3:first-child{margin-top:0!important}
}
.sm-service-resources{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px!important;margin-top:32px}
.sm-service-resources>a{display:flex!important;flex-direction:column;gap:10px;padding:28px 30px 22px!important;background:#fff!important;border:0!important;border-radius:14px!important;box-shadow:none!important;text-decoration:none!important;transition:transform .15s,box-shadow .15s}
.sm-service-resources>a:hover{transform:translateY(-2px);box-shadow:0 10px 24px -16px rgba(0,61,130,.45)!important}
.sm-service-resources>a:focus-visible{outline:3px solid var(--st-blue);outline-offset:3px}
.sm-service-resources .sm-service-kicker{align-self:flex-start;padding:4px 10px;border-radius:999px;background:var(--st-tint);font-size:14px!important;font-weight:650;color:var(--st-blue)!important}
.sm-service-resources h3{margin:6px 0 0!important;font-size:clamp(21px,1.7vw,24px)!important;font-weight:600!important;line-height:1.25!important;color:var(--st-ink)!important}
.sm-service-resources p{margin:0!important;font-size:16px!important;line-height:1.55!important;color:var(--st-mut)!important}
.sm-service-resources .sm-service-text-link{margin-top:auto;padding-top:10px;font-size:16px;font-weight:650;color:var(--st-blue)!important}
@media(max-width:1199px){.sm-service-resources{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.sm-service-resources>a{transition:none}}

/* v5 */
/* v5 related blog posts */
.sm-service-template [id$="-related-blogs"]{background:#fff!important}
.sm-service-blogs-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;flex-wrap:wrap}
.sm-service-blogs-head .title-wrapper{flex:1 1 420px;width:auto!important;margin:0!important}
.sm-service-blogs-all{white-space:nowrap}
.sm-service-blogs-all{display:inline-flex;align-items:center;min-height:44px;font-size:17px;font-weight:650;color:var(--st-blue)!important;text-decoration:underline;text-underline-offset:.3em}
.sm-service-blogs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:32px}
.sm-service-blogs>a{display:flex;flex-direction:column;gap:10px;padding:32px 32px 26px;background:var(--st-tint);border-radius:16px;text-decoration:none!important;transition:transform .15s,box-shadow .15s}
.sm-service-blogs>a:hover{transform:translateY(-2px);box-shadow:0 12px 26px -18px rgba(0,61,130,.5)}
.sm-service-blogs>a:focus-visible{outline:3px solid var(--st-blue);outline-offset:3px}
.sm-service-blogs .sm-blog-kicker{font-size:15px;font-weight:650;color:var(--st-blue)}
.sm-service-blogs h3{margin:4px 0 0!important;font-size:clamp(21px,1.7vw,24px)!important;font-weight:600!important;line-height:1.3!important;color:var(--st-ink)!important}
.sm-service-blogs p{margin:0!important;font-size:17px!important;line-height:1.6!important;color:var(--st-mut)!important}
.sm-service-blogs .sm-blog-link{margin-top:auto;padding-top:14px;font-size:16px;font-weight:650;color:var(--st-blue)}
@media(max-width:1199px){.sm-service-blogs{grid-template-columns:1fr}.sm-service-blogs>a{padding:26px 24px 22px}}
@media(prefers-reduced-motion:reduce){.sm-service-blogs>a{transition:none}}

/* ===== 12. closing band ===== */
.sm-service-template .sm-editorial-cta :is(h2,h3,p,span){color:#fff!important}
.sm-service-template .sm-editorial-cta .subheading{color:#9fc1e8!important}
.sm-service-template .sm-editorial-cta a:nth-of-type(1){background:#fff!important;color:var(--st-blue)!important}
.sm-service-template .sm-editorial-cta a:nth-of-type(2){background:transparent!important;color:#fff!important;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.75)!important;border-color:rgba(255,255,255,.75)!important}

/* ===== text floors ===== */
.sm-service-template .pf-num{font-size:14px!important}
.sm-service-template :is(.sm-refined-eyebrow,.sm-service-caption,.sm-service-kicker){font-size:14px!important}
.sm-service-template .btn .btn-text,.sm-service-template .btn-text.top,.sm-service-template .btn-text.bottom{font-size:14px!important}

/* ===== sticky "On this page" bar ===== */
.svc-sticky{position:fixed;left:0;right:0;top:64px;z-index:60;background:#fff;box-shadow:0 1px 0 var(--st-line);transform:translateY(-130%);visibility:hidden;transition:transform .25s ease,visibility 0s linear .25s}
.svc-sticky.is-visible{transform:none;visibility:visible;transition-delay:0s}
@media(prefers-reduced-motion:reduce){.svc-sticky{transition:none}}
.svc-sticky ul{list-style:none;margin:0 auto;padding:0 8%;max-width:1500px;display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}
.svc-sticky ul::-webkit-scrollbar{display:none}
.svc-sticky a{display:inline-flex;align-items:center;min-height:52px;padding:0 14px;font-size:15px;font-weight:600;color:var(--st-mut);text-decoration:none;white-space:nowrap;border-bottom:3px solid transparent}
.svc-sticky a:hover{color:var(--st-blue)}
.svc-sticky a.is-on{color:var(--st-blue);border-bottom-color:var(--st-blue)}
.svc-sticky a:focus-visible{outline:3px solid var(--st-blue);outline-offset:-3px}
@media(max-width:1100px){.svc-sticky{top:50px}.svc-sticky ul{padding:0 16px}}

/* ===== back to top (common) ===== */
.btt{position:fixed;right:20px;bottom:96px;z-index:90;display:grid;place-items:center;width:48px;height:48px;padding:0;border:0;border-radius:50%;background:#003d82;color:#fff;box-shadow:0 0 0 2px #fff,0 6px 18px rgba(0,61,130,.35);cursor:pointer;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s,transform .2s,visibility 0s linear .2s}
.btt.is-on{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.btt:focus-visible{outline:3px solid #fff;outline-offset:2px;box-shadow:0 0 0 6px #003d82}
@media(max-width:599px){.btt{right:16px;bottom:88px;width:44px;height:44px}}
@media(prefers-reduced-motion:reduce){.btt{transition:none;transform:none}}

/* ===== phone ===== */
@media(max-width:700px){
  .sm-service-hero::before{background:linear-gradient(180deg,rgba(0,45,105,.5),rgba(0,45,105,.34))}
  .sm-about-hero-nav{display:none!important}
  .sm-service-template>section,.sm-service-template>div.section{padding-left:24px!important;padding-right:24px!important}
  .sm-service-hero-actions{flex-direction:column;gap:12px}
  .sm-service-hero-actions a{width:100%;justify-content:center}
}

/* rollout fit tiers: applied by layout() when the explorer is taller than the window */
@media(min-width:1200px){
  .svc-x.is-tight .svc-x-tab, .svc-x.is-tighter .svc-x-tab{padding:12px 18px;gap:14px}
  .svc-x.is-tight .svc-x-tab .sm-icon, .svc-x.is-tighter .svc-x-tab .sm-icon{width:38px;height:38px}
  .svc-x.is-tight .svc-x-name, .svc-x.is-tighter .svc-x-name{font-size:18px}
  .svc-x.is-tight .svc-x-desc{-webkit-line-clamp:1;margin-top:2px;font-size:15px}
  .svc-x.is-tight .svc-x-head, .svc-x.is-tighter .svc-x-head{min-height:60px;padding:0 24px}
  .svc-x.is-tight .svc-x-vicon, .svc-x.is-tighter .svc-x-vicon{width:44px;height:44px}
  .svc-x.is-tight .svc-x-vicon img, .svc-x.is-tighter .svc-x-vicon img{width:26px;height:26px}
  .svc-x.is-tight .svc-x-body, .svc-x.is-tighter .svc-x-body{padding:16px 24px 20px}
  .svc-x.is-tight .svc-x-body h3, .svc-x.is-tighter .svc-x-body h3{margin-bottom:10px!important;font-size:24px!important}
  .svc-x.is-tight .svc-x-body p, .svc-x.is-tighter .svc-x-body p{margin-bottom:10px!important;font-size:16px!important;line-height:1.55!important}
  .svc-x.is-tighter .svc-x-desc{display:none}
  .svc-x.is-tighter .svc-x-tab{padding:9px 16px;align-items:center}
  .svc-x.is-tighter .svc-x-head{min-height:52px;padding:0 20px}
  .svc-x.is-tighter .svc-x-vicon{width:38px;height:38px}
  .svc-x.is-tighter .svc-x-vicon img{width:22px;height:22px}
  .svc-x.is-tighter .svc-x-body{padding:12px 22px 14px}
  .svc-x.is-tighter .svc-x-body h3{margin-bottom:8px!important;font-size:22px!important}
  .svc-x.is-tighter .svc-x-body p{margin-bottom:8px!important;font-size:15px!important;line-height:1.5!important}
}

@media(min-width:1200px){
  .svc-x-stage{gap:clamp(48px,4.2vw,60px)}
  /* dimming: tabs that are not selected recede almost completely; hover or focus brings one back */
  .svc-x-tab{transition:background-color .2s,box-shadow .2s,opacity .25s}
  .svc-x-tab[aria-selected="false"]:not(:hover):not(:focus-visible){opacity:.2}
}